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Saving money doesn’t have to be a chore or require cutting back on life’s simple pleasures. Try using these 10 simple tips to take greater control over your finances, and keep more of your money in your pocket, instead of somebody else’s.  Read More

Your personal credit rating is a number that basically signifies how trustworthy you are when it comes to paying off your debts. The ratings range from R1, which is perfect credit, all the way to R9, which indicates bankruptcy or debts which are considered uncollectible.  Read More

Bankruptcy is one of those topics that no one really likes to discuss, unless we are talking about someone else losing all their stuff. To say that there is a mountain of negative associations with the word bankruptcy is a huge understatement.  Read More

The process of debt consolidation refers to paying off multiple debts by placing them all under the umbrella of a single, larger debt.  All of the smaller debts are paid off and closed and you only have to make one payment each month instead of several.  Read More

Debt is one of those issues that doesn’t even have to affect you directly to affect your life. You may have all your finances in order, but if a close family member has a serious debt issue, you may feel obligated or may be asked to help.  Read More

For many people, bankruptcy is as negative a word as you’ll find in the English language. Nothing positive has ever been attached to the term “going bankrupt” and for good reason. Filing for bankruptcy means that your financial world is in the worst kind of turmoil imaginable.  Read More

You won’t find many people who will say that going through a bankruptcy was a fun experience. Bankruptcy is essentially the last resort when it comes to a bad financial situation, and you won’t find many words that have as negative an association.  Read More

Overwhelming debts, loss of income, and unexpected financial demands can all contribute to a personal financial crisis. If you are unable to repay your debts, and if these debts are mounting, you will benefit from consulting a bankruptcy trustee who will explain all the financial options available.  Read More

Managing your debt is the only way to avoid financial distress. Debts include mortgage payments, car loans, and of course credit card bills. Paying your credit card bills on time will help you maintain a good credit rating. You should also pay more than just the minimum amount.  Read More

There are many myths about bankruptcy which can make people afraid of filing but if you are an honest debtor in an overwhelmingly bad financial situation, you must take steps to resolve it before the situation gets even worse. Bankruptcy may be the cheapest and quickest way to solve your financial problems.  Read More