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Over the years we have helped thousands of people solve their money problems. No matter how bad your situation, we can help.

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Kevin Thatcher has over 20 years experience working in bankruptcy and insolvency. He will make sure that everything is explained to you clearly so that you won’t have any surprises before you make the best decision on how you will deal with your debt.

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  • Meet Our Head Insolvency Counsellors

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Here are the basics on some of the debt relief options we offer. If you think we can help or you just need more information, book a free consultation. We will discuss your situation in detail and identify how you can move towards debt freedom.

Bankruptcy Basics

The purpose of a bankruptcy is to provide relief from debt where it would be otherwise impossible.

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A proposal is you making a deal with the creditors (it can be full or part payment). You make an offer and the creditors vote to decide if they will accept.

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Susan Banasco
Extremely professional service by Mr. Thatcher and his team. Mr. Thatcher and his team were always available and quick to answer any questions concerning bankruptcy. I would highly recommend this company to anyone that would require his services!
Isabel K
I have worked with Kevin and his office for many years and would recommend his services to anyone who is having financial difficulties. He is very professional and has spent many years helping people get out of tough debt situation.
Sara C
The staff at Kevin Thatcher & Associates are incredibly understanding, non-judgmental people who honestly advised me of all my options before I chose to go bankrupt.
John D
I just wanted to thank everyone at Kevin Thatcher and Associates for their help. I was at wit's end and couldn't cover most of my bills. I was afraid to answer the phone ever as it might be another collector calling! I was so depressed.
Caroline C
I was looking for a bankruptcy firm and was recommended Kevin Thatcher and Associates. I initially spoke with his pleasant and knowledgable staff(Anna) over the phone. I was very impressed by her and her soft approach being in a difficult situation.
Sean C
Very kind, caring and helpful group at Kevin Thatcher and Associates.
Alan S
I was in a real bind with a lot of debt from credit cards and payday loans but I met with Kevin and his staff were very understanding of my difficulties paying. I paid for 21 months under these federal income rules, but was way cheaper than if I did nothing.
Elizabeth E
Staff is extremely kind and knowledgeable! They took a stressful situation and made it more manageable, so thankful for their expertise.


Many people have questions about things are handled in a Bankruptcy, Proposal, or Debt Consolidation. Here are some of the most popular topics and a brief overview of how they work.


Here are brief overviews of other various options for people who find themselves in a debt crisis. Take a look and see what options might work best for your unique situation.
Debt consolidation will help free you from multiple high interest payments by consolidation your...
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One option for dealing with out-of-control debt is to try and negotiate with your individual...
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When you make an appointment with Kevin Thatcher and Associates Ltd you will start with a full...
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Looking for detailed information on a subject or just want some debt management tips? Check out our latest blogs for new information and ideas.
Posted By Kevin Thatcher & Associates on Jul -22 -2024
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Posted By Kevin Thatcher & Associates on Jul -22 -2024
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