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Moving abroad to escape your credit card debt might sound like a good idea, considering there are different systems and regulations in each country when it comes to assessing a person’s credit. Especially since it’s unlikely that a foreign lender would ask for a copy of a Canadian-based credit report.  Read More

Being in debt is an unpleasant experience for anyone. When your debt exceeds your ability to pay it off, it is certainly something to be concerned about. People are forever looking for easy ways to tackle such problems. Most people keep wondering about what solution is right for them and what isn’t.  Read More

Whether you built up debt on your credit cards holiday shopping or have carried debt for a while, getting out of debt is the perfect resolution for 2019. According to a recent CIBC report close to half of Canadians feel they are not taking the proper steps to manage their finances in the approaching year.  Read More

Being in debt is a very difficult situation to be in, and you may have trouble being open about your financial issues with your loved ones. In fact, millions of people suffer from debt or debt-related issues every year, with many not having anyone to share their financial burdens with.  Read More

It’s an accepted part of life in Canada that if you live in this vast country you pay taxes, either as a business or as an individual. As Benjamin Franklin wrote, nothing is certain in life, except death and taxes.  Read More

Some might say that New Year’s resolutions were made to be broken. However, looking at becoming more financially sound is never a bad idea. If you are considering a New Year’s debt resolution for 2019 there are a number of things you can do to not only stick to your plan but also maintain healthy spending habits for life.  Read More

If you are having a hard time paying down your debts and staying within your budget you might be going about things the wrong way. When it comes to your finances, you have to make every effort to focus on paying down debt while creating a small cushion for unforeseen emergencies.  Read More

Nothing is worse than being stuck living with a strict budget. You try your best to make ends meet and, in the end, feel depressed because you aren’t able to do anything for enjoyment. Paying off debt can put a strain on your finances. It can also put a strain on your happiness.  Read More

Unpaid debts can cause unnecessary stress. Instead of being able to enjoy the full potential of the money you earn, you’re stuck chipping away at a debt that seems to have no end. Regardless of the size of your debt, owing money is something you should try to avoid altogether, and there are many ways to help you do just that.  Read More

Whether you are over your head in credit card debt or several months behind in paying your bills, it can be overwhelming. Keeping track of multiple creditors and making many monthly payments is difficult, especially if you don’t feel like you are getting anywhere. You may not be able to see a way out. However, it doesn’t have to be like that.  Read More