Blog

In the internet age, it’s possible to find information on personal finance quickly and efficiently. But, while there’s a lot of information out there, not all of it is reliable.  Read More

Co-signing is a common phenomenon in the lending world. People use co-signing to take out a loan or line of credit that they are failing to get approved for. They do this by signing on with someone with better credit and a more solid financial history.  Read More

If you’ve ever felt exhausted by your increasing debt and are stressing out about how to repay it, you’re not alone. Over 13,000 Canadians filed for bankruptcies and proposals last October, indicating that an increasing number are struggling with personal insolvencies. However, it’s not all bad news.  Read More

If you have reached a point where you feel that filing for bankruptcy is your only option, then don’t despair. Household debt in Canada is an increasingly common situation; in fact, Canadian citizens owe over $2.15 trillion in debt alone! Bankruptcy proposals have skyrocketed, so you’re not alone.  Read More

Whether you are over your head in credit card debt or several months behind in paying your bills, it can be overwhelming. Keeping track of multiple creditors and making many monthly payments is difficult, especially if you don’t feel like you are getting anywhere. You may not be able to see a way out. However, it doesn’t have to be like that.  Read More

Unpaid debts can cause unnecessary stress. Instead of being able to enjoy the full potential of the money you earn, you’re stuck chipping away at a debt that seems to have no end. Regardless of the size of your debt, owing money is something you should try to avoid altogether, and there are many ways to help you do just that.  Read More

Nothing is worse than being stuck living with a strict budget. You try your best to make ends meet and, in the end, feel depressed because you aren’t able to do anything for enjoyment. Paying off debt can put a strain on your finances. It can also put a strain on your happiness.  Read More

If you are having a hard time paying down your debts and staying within your budget you might be going about things the wrong way. When it comes to your finances, you have to make every effort to focus on paying down debt while creating a small cushion for unforeseen emergencies.  Read More

Being in debt is a very difficult situation to be in, and you may have trouble being open about your financial issues with your loved ones. In fact, millions of people suffer from debt or debt-related issues every year, with many not having anyone to share their financial burdens with.  Read More

It’s an accepted part of life in Canada that if you live in this vast country you pay taxes, either as a business or as an individual. As Benjamin Franklin wrote, nothing is certain in life, except death and taxes.  Read More