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If you have reached a point where you feel that filing for bankruptcy is your only option, then don’t despair. Household debt in Canada is an increasingly common situation; in fact, Canadian citizens owe over $2.15 trillion in debt alone! Bankruptcy proposals have skyrocketed, so you’re not alone.  Read More

If you’ve ever felt exhausted by your increasing debt and are stressing out about how to repay it, you’re not alone. Over 13,000 Canadians filed for bankruptcies and proposals last October, indicating that an increasing number are struggling with personal insolvencies. However, it’s not all bad news.  Read More

Co-signing is a common phenomenon in the lending world. People use co-signing to take out a loan or line of credit that they are failing to get approved for. They do this by signing on with someone with better credit and a more solid financial history.  Read More

In the internet age, it’s possible to find information on personal finance quickly and efficiently. But, while there’s a lot of information out there, not all of it is reliable.  Read More