Blog

It’s a lesson everyone has to learn sometime – how to handle personal finances and money. And it’s one that children should learn at an early age, so as to better prepare them as they soon head out into the working world and have to independently manage their own finances.  Read More

Not everyone gets a steady paycheck. Some people, including business owners and those who rely on tips, have to live with fluctuating incomes that can make budgeting a little more complicated. These tips should make it easier for you to follow a budget, even if you can't predict exactly how much money you will make next month.  Read More

Your personal credit rating is a number that basically signifies how trustworthy you are when it comes to paying off your debts. The ratings range from R1, which is perfect credit, all the way to R9, which indicates bankruptcy or debts which are considered uncollectible.  Read More

Cutting back on expenses can be difficult, especially when many companies are dedicated to making it easier to spend more of our hard earned money. Throughout the day we are often bombarded with opportunities to spend amount that appear insignificant when viewed individually.  Read More

Saving money doesn’t have to be a chore or require cutting back on life’s simple pleasures. Try using these 10 simple tips to take greater control over your finances, and keep more of your money in your pocket, instead of somebody else’s.  Read More

Since people have longer life expectancies today than they did in the past, it's important for families to think about how they will prepare for two or three decades of retirement. These five strategies should help you make the most of your money so you can spend your retirement years enjoying life. It doesn't matter how old you are.  Read More

Finding new ways to save money can be a constant challenge. As the cost of living continues to rise in many areas, and as most people struggle to get ahead, having easy ways to save can help you meet your financial goals. Many people struggle to save money, assuming it’s too difficult or only possible for the financially savvy.  Read More

You may know that sinking feeling when realizing you’ve made a bad choice on a cell phone contract. It might have sounded great at the time, but now that your financial situation has changed, an initially attractive deal has suddenly lost its appeal. Worse yet, it may now be a liability for you.  Read More

Tax advantage savings are an ideal way to invest for the future. Whether it’s a long-term or short-term goal you want to achieve, it can be a struggle for many to maximize contributions to savings accounts. If you’re considering using an RRSP or TFSA account, you might not be fully clear on the difference between the two.  Read More

It is all too easy these days to end up deep in debt and feel like you’ll never break free, but there are many ways to improve your financial standing and pay off your bills without declaring bankruptcy.  Read More