Finding new ways to save money can be a constant challenge. As the cost of living continues to rise in many areas, and as most people struggle to get ahead, having easy ways to save can help you meet your financial goals.

Many people struggle to save money, assuming it’s too difficult or only possible for the financially savvy. However, there are lost of easy ways to save money! Here are five that can help you get closer to your goals and begin building a strong financial future.

1. Turn the Thermostat Down

   A lot of us have automatic heating systems in our homes. By reducing your use of energy to control the temperature in your house, you’ll save money over the long run.

   During winter, get into the habit of turning down the heat. Over time, your body will get used to the new temperature. Try putting on a few more layers such as socks and a sweater when inside, so that you can stay warm without using excess energy.

   This method can save hundreds of dollars per year with the click of a button.

2. Buy Clothes the Thrifty Way

   Buying clothing is a major expense that can be hard to monitor. You probably don’t upgrade your wardrobe on a regular basis, so it can be difficult to know exactly how much you spend each year on clothing.

   It can also be easy to spend more than you should on designer apparel when it’s a one-time purchase.

   Thrift stores have plenty of money-saving options, which are in excellent condition and have had very little use. Why not replenish your wardrobe here? You’ll be helping the environment, contributing to a good cause, and saving some money in the process.

3. Stock up on Non-Perishable Goods

   Many retailers offer large discounts on bulk purchases of non-perishable goods. Sure, it may cost you more initially but the savings you make can compensate for the initial cost.

   This money-saving technique is useful for anything that has a long shelf life such as food, cleaning supplies, detergents etc. Buying in bulk saves you money by reducing the cost of each individual item that you would still be buying otherwise but make sure it is something you are going to use and you are not just purchasing it because of the deal discount.

4. Go Homemade

   The coffee shop lifestyle may have its perks, but sipping barista-brewed coffees on a daily basis can soon burn a hole in your wallet. With an average cup of coffee starting at $3 in most major coffee chains and cafes, along with any additional food items or gourmet drinks like lattes, you might be spending over $10 per visit.

   Making the switch to homemade coffees and lunches will not only save you money, but is also likely to lead to a healthier lifestyle!

5. Ride a Bike

   Prices for gas are soaring to new heights every day, making it more expensive to own even the most practical automobile. Choose to hit the streets on a bike or take public transportation, and you’ll be reducing your carbon footprint while saving some money.

   This can also expose you to places in your local area that you would have never come across otherwise.

Using these 5 easy ways to save money can help get you started on meeting your personal finance goals. By taking small steps, you’ll soon reap large rewards.