Blog

The Holiday season celebrates with friends and family over food and gifts. Often that means travel to see family. If you went beyond budget or did not make your savings goals going into December, and relied on credit to tide you over, there are steps you can take to manage your debt.  Read More

If you are having financial trouble, you may have thought about going to see a trustee. One of the things you will see our office advertise is a free consultation. Now, everyone loves to hear that something is free, but is there a catch? Will you be pressured into signing papers?  Read More

Some might say that New Year’s resolutions were made to be broken. However, looking at becoming more financially sound is never a bad idea. If you are considering a New Year’s debt resolution for 2019 there are a number of things you can do to not only stick to your plan but also maintain healthy spending habits for life.  Read More

Being in debt is a very difficult situation to be in, and you may have trouble being open about your financial issues with your loved ones. In fact, millions of people suffer from debt or debt-related issues every year, with many not having anyone to share their financial burdens with.  Read More

Without bankruptcy protection, debt is the kind of thing that can sneak up on an individual or family. It only takes a few weeks of not paying close attention to your finances and they can start to spiral out of control.  Read More

Filing for bankruptcy is never an easy decision. It often comes at a time when you are in dire circumstances that can include loss of a job, illness, unmanageable debt, and marriage breakups. All of these situations are stressful enough without having to file a bankruptcy proposal.  Read More

Financial resolutions are at the top of many lists this New Year. Along with fitness, financial goals are some of the most common resolutions for Canadians. From cutting spending to saving more, there are always ways you can improve your financial situation.  Read More

Whether you built up debt on your credit cards holiday shopping or have carried debt for a while, getting out of debt is the perfect resolution for 2019. According to a recent CIBC report close to half of Canadians feel they are not taking the proper steps to manage their finances in the approaching year.  Read More

A bankruptcy (BK) or consumer proposal (CP) agreement could impact a borrower’s ability to rent or own a home. However, often these options are helping people clean up overwhelming debt which would also provide barriers to credit and rental options.  Read More

A debt consolidation loan is a loan can be used to pay off all other outstanding debts. Often a bank, credit union or finance company will combine the amounts owed to your various creditors into one comprehensive loan that you pay down altogether rather than separately.  Read More